---
name: al-681-connect-chatgpt-or-claude-to-your-business-bank-with-agen
description: "Mercury published Agent Controls on Nov 5, 2026 for AI agents connected through its MCP (Claude, ChatGPT, Cursor, Grok Bot and manual MCP clients). Instead of banning agents or relying on password sharing in a browser, Mercury lets admins see every connected agent, which user owns it, what it can do, and an activity log of agent actions, with disconnect in seconds. Five layers: role-based who may connect agents; scoped permissions at or below the user's own access; enforcement on every request; a person must approve every payment or transfer an agent prepares (existing approval rules still apply, and agent-prepared requests are marked); and instant cut-off. Agents can analyze finances, categorize transactions and set up payments, but cannot move money alone. Designed so agents change who does the work, not who is in charge. Use when the user wants help with bank mcp with agent permissions and approvals (finance) for a small business."
---

# Connect ChatGPT or Claude to your business bank with Agent Controls: scope what the agent can see, require a human tap for every payment, and disconnect it in one place if something looks wrong

Mercury published Agent Controls on Nov 5, 2026 for AI agents connected through its MCP (Claude, ChatGPT, Cursor, Grok Bot and manual MCP clients). Instead of banning agents or relying on password sharing in a browser, Mercury lets admins see every connected agent, which user owns it, what it can do, and an activity log of agent actions, with disconnect in seconds. Five layers: role-based who may connect agents; scoped permissions at or below the user's own access; enforcement on every request; a person must approve every payment or transfer an agent prepares (existing approval rules still apply, and agent-prepared requests are marked); and instant cut-off. Agents can analyze finances, categorize transactions and set up payments, but cannot move money alone. Designed so agents change who does the work, not who is in charge.

## Inputs to collect first
Ask the user for anything below that they haven't already given you. Don't guess missing facts.

- Mercury or similar with MCP
- ChatGPT / Claude / Cursor
- Categorize transactions, draft payments, cash summary

## Instructions

Do the task below with the user's inputs in place of each [bracket].

Help me connect an AI agent to my business bank safely. Bank/tools: [Mercury or similar with MCP]. Agent: [ChatGPT / Claude / Cursor]. Tasks I want: [categorize transactions, draft payments, cash summary]. Hard rules: agent never sends money without my tap; never share my password in browser automation; start with read-only then add draft-payment only if needed. 1) Checklist to create/connect the agent with the minimum permissions. 2) Draft standing instructions for the agent (what it may read, what it may prepare, what it must ask me). 3) Weekly review: open Agent Controls / activity log, list odd actions, disconnect test. 4) Incident playbook: one paragraph for "disconnect now" plus who to notify. Do not connect to a live account in this chat.

## Safety checks (share these with the user)

- Check every figure, price and total against your own records before anything is sent, posted or booked. A person approves refunds, discounts, payments and price changes.
- Remove names, contact details, account numbers and other personal data the task doesn't need before you paste, and check your AI tool's data and training settings.
- Read and edit the draft before it reaches a customer or goes public. If you later automate this prompt, start with "draft and notify me", not "send automatically".
- Check names, dates, numbers and any claim against your own source material before you use the answer. AI can misread or invent details.
- Say clearly which parts need a person to review or approve before anything is sent, paid, posted or filed.

## About this skill

- Works with: Mercury MCP, ChatGPT, Claude, Cursor
- Based on this real-world example: https://mercury.com/blog/introducing-mercury-agent-controls
- Free prompt from AgentPlaybook Real Estate: https://agentic-library.netlify.app/prompt/al-681-connect-chatgpt-or-claude-to-your-business-bank-with-agent-c/
- To install in an agent that supports Agent Skills, save this file as SKILL.md in a folder with the same name as `name` above (for example in your skills directory). Install steps for Claude.ai, Claude Code, Cursor and Codex: https://agentic-library.netlify.app/skills/